How to Borrow Load from Smart, Globe, TM, and TNT

How to borrow load from Smart, how to borrow load from Globe, how to borrow load from TM and how to borrow load from TNT.

These are the common questions I hear from people and see on Google.

Because of that, I just decided that I’ll create this helpful guide for you once and for all.

With that, here are the ways you can borrow load from different networks!

How to Borrow Load from Smart

If you’re a Smart subscriber and you want to borrow load, the process is easy and simple.

First, you just need to dial *123# > Balance and Services > select Smart Credit > select your package.

Take note that all of these packages are valid for 1 day only. Here are the packages:

Package	Description	Amount
Call and Text	5 Texts and 2 Mins call to Smart/TNT	P10
Calls	1 Min Call to Smart/TNT	P6.50
Texts	9 Texts to Smart/TNT	P7
Texts	5 Texts to all networks	P5
Texts	4 Texts to Smart/TNT	P4

Now that you know what packages you can avail, here are some things to take note of:

• Smart Prepaid and Bro Prepaid subscribers can avail of this service
• You can borrow load from Smart even if you have 0 balance
• To borrow, your sim needs to be active for at least 30 days
• You can only borrow load again once your previous loan has been paid off
• To immediately know your loan balance simply text SOS<space>BAL and send it to 7676.
• You can pay back the load you borrowed the next time you load your sim – it will automatically be deducted. Or you can pay it now by texting PAY to 7676

How to Borrow Load from Globe

You can borrow load from Globe easily by texting LOAN<space>KEYWORD to 3733.

For example: LOAN LOAD 20 to 3733. Then, for the list of promos that you can borrow, refer to this list:

Keyword	Description	Eligibility*
LOAN LOAD5	P5 load	Depending on Eligibility
LOAN LOAD10	P10 load	Depending on Eligibility
LOAN LOAD15	P15 load	Depending on Eligibility
LOAN LOAD20	P20 load	Depending on Eligibility
LOAN LOAD25	P25 load	Depending on Eligibility
LOAN LOAD30	P30 load	Depending on Eligibility
LOAN LOAD35	P35 load	Depending on Eligibility
LOAN LOAD40	P40 load	Depending on Eligibility
LOAN LOAD45	P45 load	Depending on Eligibility
LOAN LOAD50	P50 load	Depending on Eligibility
LOAN GOSURF10	40 MB data for 1 day	Depending on Eligibility
LOAN GOSURF15	100 MB mobile data, 30 MB Instagram Access	Depending on Eligibility
LOAN GOSURF30	300 MB mobile data, 50MB of selected app	Depending on Eligibility
LOAN GOSURF50	1GB mobile data, 1GB selected app, unli texts to all networks	Depending on Eligibility
LOAN GO50	5GB mobile data, unli texts to all networks	Depending on Eligibility
LOAN GOUNLI20	Unlimited calls to Globe/TM, 20 texts to all networks, 15 MB data	Depending on Eligibility
LOAN GOUNLI25	Unlimited calls to Globe/TM, Unlimited texts to all networks, unlimited Viber for 1 day	Depending on Eligibility
LOAN GOUNLI30	Unlimited calls to Globe/TM, Unlimited texts to all networks, Free UNLICHAT for 1 day	Depending on Eligibility
LOAN GOUNLI50	Unlimited calls to Globe/TM, unli texts to all networks, 50 MB mobile internet	Depending on Eligibility
SURFSOS	5M mobile data for P5	AVAILABLE TO ALL
COMBOSOS	2 mins calls and 2 texts to Globe/TM for P6	AVAILABLE TO ALL
GTSOS	3 texts, P1 load for 1 day for P4	AVAILABLE TO ALL

Here are some things to take note of:

• Eligibility – the offer depends on your eligibility. This means that the offers under this category will be available to you depending on your activity and usage
• Your borrowed load will be automatically deducted upon your next top up. But you can also pay voluntarily by texting PAY LOAN to 3733

How to Borrow Load from TM

If you want to borrow load from TM, just text UTANG<space>KEYWORD and send to 3733.

TM automatically deducts your loan the next time you load your SIM. But, you can also pay manually by dialing *143# > Utang > Pay Utang > Confirm Payment.

Keyword	Description	Amount
UTANG C10	Unlimited texts to Globe/TM, 50 texts to all networks and 10-minute calls to Globe/TM	P12
UTANG C15	10 minutes calls to TM/Globe, unlimited texts to TM/Globe, 50 texts to another network	P18
UTANG C20	20 minutes calls to TM/Globe, unlimited texts to TM/Globe + 50 texts to another network	P24
UTANG T10	Unlimited texts to TM/Globe	P12
UTANG U15	Unlimited calls to TM/Globe	P18
UTANG UA10	Unlimited texts to all networks	P12
UTANG SULITXT5	25 texts to TM/Globe	P6
UTANG ASTIGFB10	100MB FB access	P12
UTANG WATTPAD5	1-day Wattpad access up to 20MB	P6
UTANG GOSURF10	40MB mobile data, 200MB Spotify Access	P12
UTANG GOSURF15	40MB mobile data, 300MB Spotify	P18
UTANG GOSURF30	100MB mobile data, 200MB Spotify	P36
UTANG GOSURF50	700MB mobile data, 400MB Spotify	P60
SURFSOS	5MB Mobile Data	P5
UTANG LOAD5	P5 Load	P6
UTANG LOAD10	P10 Load	P12
UTANG LOAD15	P15 Load	P18
UTANG LOAD20	P20 Load	P24
UTANG LOAD25	P25 Load	P30
UTANG LOAD30	P30 Load	P36
UTANG LOAD35	P35 Load	P42
UTANG LOAD40	P40 Load	P48
UTANG LOAD45	P45 Load	P54
UTANG LOAD50	P50 Load	P60
UTANG CA10	Unlimited texts and calls to TM/Globe, 50 texts to other networks	P12
UTANG CA20	Unlimited texts and calls to TM/Globe, 50 texts to other networks	P24
UTANG CU10	100 texts to ALL networks	P12
UTANG YOUTUBE5	20MB Access to YouTube	P5
UTANG YOUTUBE10	100MB Access to YouTube	P12
UTANG COC5	20MB Access to Clash of Clans	P5
UTANG GOOGLE5	20MB Access to Google	P5
UTANG TWITTER5	20MB Access to Twitter	P5
UTANG INSTAGRAM5	20MB Access to Instagram	P5

How to Borrow Load from TNT

If you want to borrow load from TNT, here are the steps and the packages you can avail:

• 4 texts to TNT/Smart for 1 day for P4 (dial *767)
• 9 texts to TNT/Smart for 1 day for P7 (text SAKLOLOAD BIG7 and send to 7676)
• 5 texts to all networks for 1 day for P5 (dial *7572)
• 10 texts to all networks and 3 texts to TNT/Smart for 1 day for P10 (text SAKLOLOAD BIG10 and send to 7676)
• 1-minute call to TNT/Smart for 1 day for P6.50 (dial *7871)
• 20-minute internet mobile data and 1 text for 1 hour for P10 (text SAKLOLOAD SURF10 and send to 7676)
• 8MB 6 hours of Clash of Clans for P5 (dial *5623)
• 6 hours 8MB of Facebook for P5 (dial *5623)
• 8MB 6hours of Waze for P5 (dial *5623)

How to Borrow Load from GCash

If you have access to WiFi and you have these digital wallets, you can easily borrow load from it!

But if you can’t borrow from the app, you can just buy load through it so that you can get rebates!

GCash is one of the leading digital wallets nationwide. They also allow users to borrow load easily.

Here’s how:

1. Open your GCash app
2. Tap the “Show More” icon
3. Under Financial Services, you’ll see the “Borrow Load” icon and tap it
4. Select the amount you wish to borrow or the load combo then select Next
5. Agree to the Terms and select Next
6. That’s it! You can borrow up to P30.

Final Thoughts

Now you know how to borrow load from Smart, Globe, TM, and TNT.

Now that you know how to do them, it’s important to never forget to pay them.

Although all of them automatically deduct your loan from your next reload, sometimes they don’t go through.

So, just try to pay them manually to avoid getting drowned in debt.

If that was a big help, here are other helpful posts too:

• Free load: 13 Easy Ways for Globe and Smart
• Globe Promo Hacks: 21 Affordable Hacks in 2021!
• Complete List of Philippine Mobile Network Prefixes 2021