Make Money

21 Ways to Make Money Online That You Should Do Now!

By September 9, 2019December 30th, 202211 Comments

Does the sound of making money online excite you? 

If you’re a student, an employee, a fresh graduate or unemployed—working from home may be the thing for you!

That sounds great but where do you start? You’re overwhelmed by all the things you see on social media about working online—don’t.

Don’t worry because I’m here to help you by simplifying things and to guide you step-by-step.

Here’s my ultimate guide on the top 21 ways on how to make money online in 2022. Stick around till the end as I’ll give you the tips I’ve used in my freelancing business!

How I Started to Make Money Online

It was June 2018, and I graduated from college. I graduated with a course in Business Administration, nothing fancy.

Like some fresh graduates, I took it easy and rested for months. I also searched and applied online for jobs in JobStreet.

Eventually, one of the biggest banks in the country invited me for an interview.

It was in Baguio City.

To cut the story—I didn’t get the job.


  • My academic records were average.
  • I didn’t know anyone in the company.
  • I didn’t research enough about the company.

Anyway, I was down for quite a while.

I spent most of my time online where I found out about the existence of freelancing.

I signed up in the different freelancing platforms immediately.


Long story short, I’ve made around P170,000 now from freelancing since I started in October 2018.

Not bad for a fresh graduate with no connections, no fancy degrees and few skills, right?

Looking back, I am grateful that I didn’t get the bank job that I applied for.

Now, I’m still not rich but what’s the point of telling you all this?

To brag?

Of course not. I’m here to inspire you so you can do the same.

In fact, the whole reason I started this blog is to help my fellowmen.

I always see many people either unemployed or working for pennies.

If they only knew about this blog post, right? (Share this post with your loved ones :D)

That’s why I’ll share to you the top 21 ways to make money online without investment right now.

I will also share with you the things you need to get started.

But first, for those who are still not sure about working online, here are the benefits.

Why Work from Home in 2022?

The real question is—why not?

There are a gazillion things that working for a company gets you. These can be stability, benefits, and competitive salaries.

But there are a lot of disadvantages to working in a corporate setting.

To put it into perspective, here are some benefits of working from home:

  • More time with family and friends.
  • No more stress (commute, office politics, annoying coworkers)
  • Unlimited earning potential.
  • Flexible hours.
  • You can work anywhere (home, cafes, at the beach)
  • Save money on work-related expenses.
  • Develop your skills further.
  • Enjoy your work.
  • Your productivity will increase.

If these don’t sound like heaven to you, I don’t know what will!

Read on to find out how you can make money online now!

21 Ways on How to Make Money Online in 2022

When you ask me how to make money online, I’d say there are many ways to do so.

God has blessed us with an abundance of resources nowadays that we take for granted.

The internet surprised me on how many things I can do to make money.

It’s like a whole new marketplace out there!

That’s why I’ve listed down the different things ways you can earn from home.

As a Freelancer

By definition, a freelancer is someone who works for himself rather than for a company.

Freelancing is not a new term. However, online freelancing has been gradually increasing in popularity in recent years.

In the online world, working as a freelancer means selling your services to clients.

Here are some of the most popular types of freelancers.

1. Content Writer/Proofreader

A writer writing on a notepad

Content writers write about anything you see on the internet. They can write content for landing pages, blogs, and product descriptions.

These are the different types of writers:

  • Web content writer
  • Copywriter
  • Ghostwriter
  • Academic writer
  • Technical writer

If there are content writers, there are also proofreaders. Some freelancers offer these two services while others focus on one.

Being a writer requires minimal writing skills. Unless you’re writing an academic paper.

What you need to develop are your research, communication, and journalistic skills.

2. Graphic Designer

Graphic design is one of the most important aspects of online marketing. Graphic designers make almost all the graphics you will see on and off the internet.

Their core responsibility is to create illustrations, images, and designs.

If your hobby is drawing, you can take advantage of it and make a living online.

Graphic designers use tools such as Adobe Photoshop, Illustrator, and Canva.

3. Video Editor

timeline on a video editing software

You might know by now that video editors edit videos.

With the rise of media websites such as YouTube, the demand for video editors are growing.

A lot of companies almost always hire video editors to do their advertisements, etc.

But although video editing is a lucrative gig, it’s difficult to get into it.

To start, you need to have a computer that has decent specs. They need to run editing software such as Sony Vegas, Adobe Premiere Pro, or Final Cut Pro X.

The great news is that you can learn video editing through free tutorials from YouTube.

4. Virtual Assistant

A virtual assistant’s primary job is to assist the client with his day-to-day tasks. This can include taking calls, managing websites, writing emails, video editing and more.

The number and types of duties a V.A. has depends on the needs of his clients.

Think of them as generalists. They know a little about everything.

The highest-paid VAs has years of experience under their belt. They’re also familiar with most of the tools the clients use for running a business.

If you want to work as a virtual assistant in the Philippines, you’re in luck. VA jobs are one of the most popular jobs in the Philippines.

Even if you’re a complete beginner, there are a lot of clients looking for VAs from the Philippines.

5. Web Designer & Developer

programming codes on a monitor screen

A web designer/developer’s job is to code, design, layout a website.

Programmers are problem solvers. Programmers keep a website or a program running with no problems. While designers create websites from scratch.

Because of this, the entry barrier to this job is high. But if you have these skills, then consider yourself blessed. These types of workers receive some of the highest salaries in the freelancing world.

If you’re a complete beginner but you want to work as a developer, here are some free resources:

6. Customer Service Representative

Customer Service Representatives handle complaints about a company. They can be through phone, email, or social media. Their main task is to resolve whatever problem the customer has.

If you’ve worked or are in the BPO industry, you can transition into this job.

But if you’re a beginner, you need to develop your communication skills, patience, and empathy. If you love helping people, this may be for you!

7. Data Entry/Typing jobs

Data entry is one of the most popular jobs online. These jobs include collecting, typing and arranging data.

If you want to make a quick buck, this is your best bet because there’s always a demand for data management jobs.

8. Search Engine Optimization (SEO) Expert

A Search Engine Optimization (SEO) expert’s job is to make sure that a website ranks high in search engines.

SEO experts do keyword research, on-page, and off-page optimizations, and use SEO tools.

If you want to be an SEO expert, there are a lot of free resources out there such as Udemy or Skillshare.

9. Social Media Manager

assorted social media sites icons

In recent years, social media platforms have risen in popularity.

A social media manager’s job is to use these platforms to its fullest potential.  SMMs can put text, images, and videos that will lead to more sales for the company.

The good thing is that almost all people nowadays have many social media accounts. So, if you want to work as an SMM, you’re already familiar with the tools of the trade. You need to learn about how brands use these tools.

 10. Online Translator

Who said that being a trilingual has no advantage other than being able to communicate with many people?

An online translator job is to translate a message from one language to another. They convert these texts without losing the original meaning.

There aren’t many people out there that know a lot of foreign languages. If you do, this is your chance to make money out of it.

Sell Online

Selling products/services online is not a new concept. It has been around ever since the early days of the internet.

But what many don’t know is that this is one of the largest industries in the world. You’ve heard of Amazon, Alibaba and local online marketplaces such as Lazada and Shopee.

There are also non-physical things you can sell such as digital products and services.

If you’re looking for a profitable selling business with almost no cost, the internet is your best friend.

11. Sell physical products

In simple terms, e-commerce is commercial transactions conducted electronically via the internet.

This means that you can sell almost everything now wherever you are.

So why sell online?

These are the advantages of selling online vs. traditional selling:

 Traditional Selling Online Selling
Initial CapitalP50,000 and upYou can start for as low as P3,000.
 Monthly ExpensesP10,000 and upNone, if you are working from home. (Except your products and your website)
 Potential customersLimited to your area only.Everyone who has access to the internet worldwide.
 Time and effortIn most cases, 24/7.You just need to be online as much as possible.

These days, more and more people spend their time online and do their shopping online.

This gives you a lot of opportunities to make some money without having to spend a fortune.

But to start, you need to have the tools to set up your online store.

Here are the most popular ones:

Here are some local online marketplaces you can sell from:

Here are some ideas for products that you can sell that are in demand right now:

  • Shirts (T-shirt, pants, jackets, and underwear)
  • Watches
  • Socks
  • Korean skincare products
  • Makeup kits
  • Bags
  • Accessories
  • Gadgets

You can always find more ideas by searching them at the sites I listed above or by looking at Google Trends.

The good news is that you can sell almost anything on the internet!

 12. Dropshipping

What if you want to sell but don’t you don’t have any products to sell?

No problem! It’s still possible thanks to dropshipping.

How does dropshipping work?

It’s simple.

  1. You set up an online e-commerce store
  2. A customer orders the product/s from your store.
  3. You buy the product from a third-party seller and they will ship it directly to the customer.
  4. Profit!

13. Sell online courses

Another thing you can sell is online courses.

If you have experience or mastery in any subject, you can make money with it at the same time help people!

You can sell your courses in places such as Udemy or Skillshare. They have different compensation plans but they’re worth checking out.

Affiliate Marketing

Affiliate marketing means promoting another one’s product/service through different means.

When people buy products/services through your promotions, that’s when you’ll make money.

This is an easy way to make money if you already have a large following. But if you’re starting out, it’s still worth the effort. You need to first focus your efforts on building your audience. It becomes easier to market whatever you want to promote that way.

Here are the most popular ways you can make money off affiliate marketing:

14. Start a blog

If you’ve got a way with words and want to share your expertise or experiences, consider starting a blog.

When you do start a blog, first pick out the topic or the niche you want your blog to focus. The more specific you are, the better.

For instance, this blog focuses on personal finance. I write about tips on how to save money, make money and the likes.

In the future, I can promote products such as personal finance books, courses, and the likes—you get the idea.

The advantage of focusing on a niche is that people will see you as an expert on your topic.

It also makes it easier to do affiliate marketing to make money off your blog. This is because once people see you as an expert in your niche, they’ll want to buy whatever you promote.

Here are the affiliate programs to consider for your blog:

15. Start a YouTube channel

Today, making money has never been so easy thanks to websites such as YouTube.

If you want to start a YouTube channel, my advice is to start with a niche. Like blogs, it’s important that people see you as an authority on your subject.

It becomes easier to increase your subscribers this way.

 16. Start a podcast

For those who don’t know. Podcasts are digital recordings that about certain topics.

The purpose of a podcast is to produce long-form content through recorded audio. While you can only write x thousand words on a blog, a podcast averages about 43 minutes.

The advantage of starting a podcast is that it’s trending right now. Many people want to hear stories and your opinion as an expert on a subject.

Like blogs and YouTube, also start your podcast based on a niche. This gives you more credibility in the long run.

Here are the top 5 free podcast hosting services you can take advantage of right now:

Other ways to make money online

17. Participate in online surveys

Answering online surveys are a great way to make that extra income. Although they pay little, it’s still a decent way to make money.

A lot of big companies conduct online surveys so they can assess their company. They will pay websites the fee for putting up their surveys.  The websites pay people like you who take the survey.

If you’d like to try these, here are some of the most popular survey sites:

18. Become an ESL tutor

If you’re a teacher or if you’re fluent in English, consider becoming an ESL tutor.

ESL stands for English as a Second Language. Countries such as China have a huge demand for ESL tutors right now.

For most ESL tutor websites, you don’t need a teaching license although they are a huge plus. A college diploma is more than enough.

Tutor websites emphasize English and communication skills and attitude.

If you have a passion for teaching, then there’s no harm in taking a chance.

Here are the best ESL tutor websites worth checking out:

19. Create slogans

Do you love coming up with catchy phrases for fun? Use your talent to make money!

New companies are looking for creative minds like you.

The way this works is that companies post slogan contests on sites such as Slogan Slingers. This is where you can submit your entries. There are different requirements for every company so be sure to read them all.

Then you need to wait for the contest to end so that the client can choose the best for his company. Average prices range from $75 upwards.

 20. Buy and Sell Bitcoins

If you know Bitcoin, then you’d know that it’s the trend today.

Cryptocurrencies are digital currencies you can use to buy and sell products. Think of them as stocks which always fluctuates in price.

Like stocks, you can make money either by trading them. There are a lot of reputable exchange platforms out there such as Coinbase and

Be careful and do your research first before you dive into the world of cryptocurrencies.

Like the Stock Market, cryptocurrencies are high risk, high-reward game.

21. Stream online games

A boy playing online games on 3 monitors

Who knew that you can make a living playing video game?

One of the most popular game streamers, Tyler “Ninja” Blevins reportedly earns more than $500,000 a month.

That is on the upper end of the spectrum. But if you’re playing online games, why not stream them? Who knows, you might be the next Ninja!

The best part—you love your job!

If you want to share to the world your gaming skills or just want to be an entertainer, check out these popular streaming sites:

Things You Need to Make Money Online

You don’t need a lot to make money online. I should know since I started with a borrowed laptop and a kitchen chair.

What’s important is that you develop your skills and the right mindset.

If you do that, I can promise you you’re already a step ahead of everyone.

But to start, here are the most important things you need:

  • SkillsYour skills are the most important thing to develop since that’s your service. It’s your experience and expertise that’s paid, not your diploma and certifications.
  • Computer-A computer is a must-have for online jobs. The specs depend on your work but anything will do at the start. I’ve heard stories that some freelancers even to work online on internet cafes.
  • Internet—Internet connection is a must-have. The beauty of working from home is that you can work anywhere if there’s internet.
  • Determination—In this type of work, you need to have determination. There are a lot of opportunities out there. The question is, are you determined to beat all the odds and succeed?

The Best Freelance Platforms

To lessen the burden of having to search for freelancing websites you can work on, I’ve compiled some of the best out there.

Final Thoughts

There are a lot of ways to make money online, you just need to be resourceful.

Do you know any more ways to make money online that aren’t listed here? Share them down with everyone in the comments below!

Jerico Saquing

Jerico Saquing

Jerico is the founder of Peso Hacks. He's also a freelance writer who specializes in topics related to finance, travel and games. In his spare time, he likes to watch anime, play mobile games and read books.


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