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How to Pay PLDT Using Credit Card: Ultimate Guide

By February 21, 2022One Comment
How to pay PLDT using credit card

Many subscribers prefer to pay their utility bills using a credit card for guaranteed payments or because they have a dedicated credit card for specific bills.

PLDT accepts payment from significant e-wallet apps, banks, and credit card companies.

If you want to know how to pay PLDT using a credit card, check the details below.

What is PLDT Pay Express Online?

It is an online payment system created specifically for PLDT subscribers.

They can choose to pay using their debit, ATM, or credit card.

PesoPay powers it, the country’s number one payment gateway system available online.

You can go to the site by scanning your billing statement QR code or clicking the link from your email or text messages.

How to pay PLDT using Credit Card (Steps)

Follow these steps on how to pay PLDT using a credit card:

Step 1: Log in to, and click the Manage option.

Step 2: Go to Billing and Payment, then View Billing Statement.

Step 3: Download your latest bill and scan the QR code for Pay Express Online.

Step 4: Enter the Amount to Pay and tick the Terms and Conditions box.

Step 5: Click Credit Card.

Step 6: Click Visa or MasterCard, then enter all the required information.

Step 7: Tap on Submit click OK from the prompt.

Step 8: Choose between your mobile number or email for the OTP before clicking Continue.

Step 9: Select Print or Continue to receive the payment receipt via email.

You can also scan the QR code of the PLDT Pay Express Online link from your printed billing statement delivered by mail.

If you have already enrolled for SMS or paperless billing, you can also directly click the link to Pay Express Online from your text or email messages.

Can I use the askPLDT App for bills payment?

Yes, you can download the askPLDT App from the Google PlayStore or the Apple AppStore, then pay your bill from there if you are not yet enrolled in SMS or paperless billing.

Just go to Balance Inquiry and enter your 10-digit Account Number and your Telephone Number, and you will be redirected to the payment page.

It also utilizes the PesoPay Payment Service, so your payment is guaranteed.

Can I pay PLDT using GCredit?

Yes, you can pay your PLDT bill using GCredit if you select it as the payment source instead of your GCash account.

Go to the Pay Bills section and search for PLDT from Telecoms, then choose either PLDT DSL, or PLDT Landline if you are paying for Home Fibr.

Other ways to pay PLDT bills online

You can also pay your PLDT bill through Bayad App, Bayad Online,, GrabPay, Lazada, PayMaya, and Shopee.

Available banks include BDO, BPI, China Bank, EastWest Bank, MetroBank, PNB, PSBank, RCBC, Robinsons Bank, Security Bank, and UnionBank.

How long does it take for the PLDT payment to be posted?

Posting payments is not instant, but it is faster for PLDT Pay Express Online, GCash, PayMaya, Bayad Online, and other options that may take only 30 minutes to 6 hours.

For major banks and credit cards such as BPI, BDO, Citibank, and HSBC, it may take up to 2 days for your payment to go through.


It is quick and easy to pay for your PLDT bill using your credit card, but other available payment options are also available.

You can never miss your monthly dues by choosing the option that works best for you.

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Jerico Saquing

Jerico Saquing

Jerico is the founder of Peso Hacks. He's also a freelance writer who specializes in topics related to finance, travel and games. In his spare time, he likes to watch anime, play mobile games and read books.

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